Newly launched knowledge from the Natural Disaster Insurance Institution (DASK) has make clear the evolving panorama of earthquake insurance coverage protection in Istanbul, a sprawling metropolis located precariously alongside a seismic fault line. The statistics reveal that 65% of the town’s roughly 4.15 million homes at the moment are protected by obligatory earthquake insurance coverage.
Notably, the districts thought-about to be on the highest danger of seismic exercise, as recognized by the Disaster and Emergency Management Authority (AFAD), have performed a pivotal function in driving up these insurance coverage figures.
These high-risk districts, which embody Bakırköy, Bahçelievler, Küçükçekmece, Esenler, Başakşehir, Esenyurt, Avcılar, Beylikdüzü, Büyükçekmece, Tuzla, Pendik, Maltepe, Sultanbeyli, Usküdar and Fatih, collectively account for almost half of the whole variety of homes lined by obligatory earthquake insurance coverage within the metropolis.
Out of Istanbul’s 2.7 million insured residences, a considerable 1.2 million are concentrated inside these 15 districts, underscoring the proactive stance of residents and authorities in these high-risk zones.
Leading the cost in insurance coverage protection is Esenyurt, the place almost 198,000 residences are safeguarded towards seismic occasions. However, it is price noting that solely about half of the district’s whole residences are presently protected by earthquake insurance coverage.
Kadıköy ranks second when it comes to insurance coverage protection, with over 154,000 residences holding DASK insurance policies. Additionally, districts equivalent to Küçükçekmece, Pendik, Maltepe and Bahçelievler, all flagged as high-risk areas by AFAD, additionally boast a major variety of insured households.
In stark distinction, Çatalca, regardless of its almost 135,000 homes, lags considerably behind in earthquake insurance coverage protection, with solely 11,000 residences, or a mere 8%, being lined.
Sultanbeyli, one other district labeled as high-risk by AFAD, presents the same situation. Despite its sizable inhabitants of virtually 250,000 residents, solely round 25,000 households have opted for earthquake insurance coverage.
Beykoz, with over 200,000 homes, additionally falls brief in insurance coverage protection, as solely roughly 23,000 residences are insured towards seismic dangers. These disparities in earthquake insurance coverage protection function a reminder of the continued want for complete catastrophe preparedness and danger mitigation methods throughout the various neighborhoods of Istanbul.
Source: www.dailysabah.com